Simple accounting for Swiss sole proprietorships
Record income and expenses – the AI drafts the entry
← Back to overviewEffizo offers simple, clear accounting based on income and expense accounting – ideal for freelancers, self-employed professionals, and startups in Switzerland. The digital cash book lets you manage your finances easily, without giving up control of the numbers.
Upload receipts – via drag & drop or email
Invoices and receipts can be uploaded easily:
- via drag & drop
- or directly by email
No manual typing, no chaos – Effizo collects all receipts centrally in one place.
Automatic posting with AI
The uploaded documents are analysed using artificial intelligence and automatically posted as income or expenses.
Among other things, the system recognises:
- invoice date
- issuer
- amount
- VAT details
This way, your accounting is created automatically in the background, traceable down to the individual receipt. That saves time and spares you the retyping.
Journal view: find instead of search
In the journal view, entries can be:
- sorted
- filtered
- and searched
This allows you to find any entry in seconds.
Export and access to receipts
Your entries can be exported at any time:
- as a PDF
- or CSV
The associated receipts can also be accessed and downloaded directly – one by one or all together as a ZIP or as a single PDF. That keeps all the data together – for reports, your tax return or working with your accountant.
Detailed entry view: manual entry & corrections
In the detailed view, you can clearly see all relevant information:
- income or expense
- invoice date & payment date
- amount
- posting text
- category
- VAT details
All information can be reviewed and adjusted if needed. The automatic match is a proposal, not a decision.
Categories – your own structure
You set up the categories yourself, the way your business is built: materials, office, insurance, vehicle – or something else entirely, if your trade calls for it.
The predefined categories are labelled in all four languages of the application; you name your own categories in your language.
Partial payments – the payment date follows by itself
An entry does not have to be settled in one go. It can be paid in several steps, and each partial payment is recorded on its own.
The payment date follows from that by itself – you don’t enter it by hand. That matters most if you account for VAT on received consideration: there every payment belongs to the period in which it arrived.
Reports – the figures that count at year end
Alongside the journal you get the reports you need for the closing and for your tax return:
- Income and expenses by category – the result over a period you choose freely and what the money actually went on
- Journal – all entries of the period, with the receipts if you wish
- VAT return – if you are subject to VAT
Each of them comes as PDF or CSV – to file away or to hand to your accountant. How income and expenses develop month by month is shown on the dashboard.
Financial years & closing
Effizo supports financial years, which can be used optionally – especially helpful for:
- tax evaluations
- year-end closing
You can close a financial year, preventing any subsequent postings. A closed year then stays closed.
In brief
- Simple income and expense accounting (“cash book”)
- Upload receipts via drag & drop or email
- Automatic AI-powered posting
- Manual review and corrections at any time
- Journal view with filters and search
- Freely configurable categories
- Partial payments – the payment date follows by itself
- Reports by category, journal and VAT return
- PDF and CSV exports, receipts as a ZIP
- Financial years with closing function
Get started with simple accounting now
With Effizo, you handle your accounting digitally and in compliance with the law – built for sole proprietorships and freelancers in Switzerland.
The receipts stay attached to the entries, and the reports are ready at year-end.
Also have a look at the dashboard, VAT reporting and tax declaration – or check out our pricing.