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Affordable Accounting Software for Sole Proprietorships

CHF 120 per year, everything included – no hidden costs

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Many accounting solutions attract you with low entry prices that then quickly climb with extra costs per user, add-ons, or tiered plans. Others are genuinely cheap, but require accounting knowledge or skip automation like AI document capture.

Effizo takes a different approach: a flat price of CHF 120 per year that includes all core features, including AI document capture – no tiers, no surprises on your bill.

What "affordable" means at Effizo

  • One single price – CHF 120/year, no matter how many users you add
  • No basic plan stripped of key features: AI document capture is always included
  • No extra costs for QR invoices, VAT reporting, or the dashboard
  • Predictable costs – important for sole proprietorships with tight margins

We're aware that even cheaper entry-level tools exist on the market. The difference is scope: Effizo offers a complete feature set including AI-powered automation at a flat price, instead of a stripped-down basic version. That shows, for example, in a comparison with Milkee, another Swiss accounting solution for sole proprietorships:

Effizo Milkee Basic Milkee Business
Price CHF 120 / year CHF 24.90 / month (CHF 299 / year) CHF 34.90 / month (CHF 419 / year)
Effective VAT method ✔ included ✘ flat-rate method only ✔ included
AI document capture ✔ unlimited 120 / year 300 / year
Users unlimited 2 3

Source: publicly available pricing on milkee.ch, as of July 2026. Prices can change – the provider's current price list always applies.

Effizo at a glance

  • CHF 120 per year – flat price, all features included
  • AI-powered document capture included
  • Invoices with Swiss QR-IBAN
  • Automatic VAT reporting
  • Unlimited users, ideal for giving your accountant access

Plan your accounting costs with a flat price

Try Effizo free for 30 days – no credit card, no commitment.

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Also check out: all pricing details – or explore simple bookkeeping and invoices.