Affordable accounting software for sole proprietorships
CHF 120 per year, everything included – no hidden costs
← Back to overviewMany accounting solutions attract you with low entry prices that then quickly climb with extra costs per user, add-ons, or tiered plans. Others are genuinely cheap, but require accounting knowledge or skip automation like AI document capture.
Effizo takes a different approach: a flat price of CHF 120 per year that includes all core features, including AI document capture – no tiers, no surprises on your bill.
What "affordable" means at Effizo
- One single price – CHF 120/year, no matter how many users you add
- No basic plan stripped of key features: AI document capture is always included
- No extra costs for QR invoices, dunning, bank reconciliation, VAT reporting, or the dashboard
- Predictable costs – important for sole proprietorships with tight margins
We're aware that even cheaper entry-level tools exist on the market. The difference is scope: Effizo offers a complete feature set including AI-powered automation at a flat price, instead of a stripped-down basic version. That shows, for example, in a comparison with Milkee, another Swiss accounting solution for sole proprietorships:
| Effizo | Milkee Basic | Milkee Business | |
|---|---|---|---|
| Price | CHF 120 / year (no VAT) | CHF 24.90 / month (CHF 298.80 / year) | CHF 34.90 / month (CHF 418.80 / year) |
| VAT reporting | ✔ included | ✘ not included | ✔ included |
| AI document capture | ✔ unlimited | 120 / year | 300 / year |
| Users | unlimited | 2 | 3 |
Source: publicly available pricing on milkee.ch, checked on 28 September 2026. Milkee's prices apply with annual billing and are exclusive of VAT; no VAT is added to Effizo's price. Prices can change – the provider's current price list always applies.
Effizo at a glance
- CHF 120 per year – flat price, all features included
- Final price – no VAT is added
- AI-powered document capture included
- Invoices with a Swiss QR-bill
- Dunning in three stages – you set the deadlines and the reminder fee, and every reminder goes out when you send it
- Automatic VAT reporting
- Bank reconciliation – upload the bank statement as CAMT.053 or PDF, and Effizo proposes the matching entry for every incoming payment
- Unlimited users, ideal for giving your accountant access
Plan your accounting costs with a flat price
Try Effizo free for 30 days – no credit card, no commitment.
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Also check out: all pricing details – or explore simple bookkeeping and invoices.