bexio alternative for sole proprietors 2026
Effizo instead of bexio – accounting at a flat CHF 120 per year
← Back to overviewSince bexio's price change in March 2026, many sole proprietors are paying noticeably more for their accounting software: the former Starter plan was renamed "Advanced" and its price rose from CHF 35 to CHF 42 per month – roughly a 20% increase for the same feature set. To keep the CHF 35/month price, you have to actively downgrade to the new Basic plan, losing bank integration, expense management, and document capture in the process.
If you run a sole proprietorship with turnover under CHF 500,000 and are looking for a simpler, more affordable bexio alternative, Effizo is built exactly for that: a single flat price, no tiers, no extra costs per user or add-on.
Price comparison: Effizo vs. bexio (as of September 2026)
| Effizo | bexio Basic | bexio Advanced | |
|---|---|---|---|
| Price | CHF 120 / year (no VAT) | CHF 35 / month on the annual plan (CHF 420 / year) | CHF 42 / month on the annual plan (CHF 504 / year) |
| Pricing model | One flat price, everything included | Tiered plans + per-user costs | Tiered plans + per-user costs |
| AI document capture | ✔ included | ✘ not included | ✔ 50 scans a month |
| Matching against the bank account | ✔ reconciliation via CAMT.053 or PDF upload | ✘ no bank integration | ✔ bank integration |
| QR invoicing | ✔ included | ✔ included | ✔ included |
| Target audience | Sole proprietors & self-employed | SMEs with multiple users, growing teams | |
Source: publicly available pricing on bexio.com, checked on 28 September 2026. The bexio prices shown are annual-plan prices; paid monthly, Basic costs CHF 45 and Advanced CHF 52 per month. All bexio prices are exclusive of VAT; no VAT is added to Effizo's price. bexio now sells four packages; the two relevant to a sole proprietorship are shown here. bexio's prices can change – the provider's current price list always applies.
Which one fits you?
bexio is a comprehensive business platform with inventory management, project billing, payroll, and room for up to 25 users – great if your company is growing and several people work in it at once. For a sole proprietorship without a team, though, that means paying for features you'll never use.
Effizo deliberately covers only what a sole proprietorship under CHF 500,000 turnover actually needs: simple accounting, invoices with a Swiss QR code, automatic VAT reporting, and a dashboard – all at a single, predictable price.
Effizo at a glance
- CHF 120 per year – one flat price, no tiers, no per-user fees
- Final price – no VAT is added
- AI-powered document capture included
- Invoices with a Swiss QR-bill, sent by e-mail or as a PDF for postal delivery
- Dunning in three stages – you set the deadlines and the reminder fee, and every reminder goes out when you send it
- Automatic VAT reporting
- Bank reconciliation – upload the bank statement as CAMT.053 or PDF, and Effizo proposes the matching entry for every incoming payment
- Unlimited users, ideal for giving your accountant access
- Built specifically for Swiss sole proprietors and self-employed professionals
Switch to simpler accounting today
Try Effizo free for 30 days – no credit card, no commitment.
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Also check out: Simple Bookkeeping, Invoices, VAT – or see all the details on the pricing page.